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The chief economist of Bank of England , the central bank of the United Kingdom, proposed abolition of paper currency. The Bank has also taken an interest in bitcoin. One suggests that the economic benefits of issuing a digital currency on a distributed ledger could add as much as 3 percent to a country's economic output. Hard electronic currency does not have the ability to be disputed or reversed when used. It is nearly impossible to reverse a transaction whether it is justified or not. It is very similar to cash.

Advantages of this system include it being cheaper to operate, and transactions are instantaneous. Western Union, KlickEx and Bitcoin are examples of this type of currency. Soft electronic currencies are the opposite of hard electronic currencies.

Payments can be reversed. Usually when a payment is reversed there is a "clearing time. Examples of soft currencies are PayPal and any type of credit card. A hard currency can be "softened" with a third party service. Many of existing digital currencies have not yet seen widespread usage, and may not be easily used or exchanged. Banks generally do not accept or offer services for them. As such, they may be shut down or seized by a government at any time.

From Wikipedia, the free encyclopedia. For the 20th century brand, see ecash. List of digital currencies. Retrieved 1 December Retrieved 24 January Retrieved 18 April Retrieved 28 May Retrieved 14 May Retrieved 1 February Archived PDF from the original on 6 November A Guide to the Most Promising Cryptocurrencies". Retrieved 7 January Retrieved 30 December Federal Deposit Insurance Corporation.

Financial Crimes Enforcement Network. Archived from the original on Retrieved 2 October Retrieved 3 October Retrieved 8 October The New York Times. Denmark to allow shops to ban paper money". Retrieved 20 December Retrieved 19 November Should the Riksbank issue e-krona? Archived from the original on 20 September Retrieved 20 September Make quick and easy purchases with Bitcoin".

Retrieved 19 November — via www. Retrieved 6 April Handbook of Digital Currency: Retrieved 19 January Proof-of-authority Proof-of-space Proof-of-stake proof-of-work. Dogecoin Gulden Litecoin PotCoin. Dash Decred Primecoin Auroracoin. IO Gridcoin Nxt Waves. Anonymous Internet banking Bitcoin network Complementary currency Crypto-anarchism Cryptocurrency exchange Digital currency Double-spending Electronic money Initial coin offering Airdrop Virtual currency.

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Including credit or debit cards, bank transfers, and cash. Available Deposit and Withdrawal Methods. Most of the payment methods are instant, so you will receive your funds immediately. Sell cryptocurrencies and cash out via various withdrawal options. Receive funds to your bank account, e-wallet, in cash, or order a prepaid card to withdraw money at any ATM. Use your card anywhere and anytime.

High deposit and withdrawal limits. The card can also be linked to PayPal or any other online wallet. Virtual and physical SpectroCoin cards are available. Virtual prepaid card is issued instantly and can be used to spend at online merchants. Physical prepaid card is delivered within weeks and can be used to spend in-store or at online merchants. SpectroCoin cards are available in several currencies: Low fees are guaranteed for SpectroCoin cardholders. There is no loading fee.

Unlimited lifetime card withdrawals and deposits for verified SpectroCoin cardholders. More about Prepaid Cards. Easy, secure and instant cryptocurrency exchange on mobile phones or web browsers.

Easy to use blockchain wallet can be accessed from any iOS, Windows Phone or Android device, as well as from any computer via web browser. It allows you to send, receive, buy or sell fiat and virtual currencies.